Rental Wealth Calculator

Rental Wealth Salary Replacement Calculator

Enter a few numbers, then see how close you are to replacing $100,000. This looks beyond cash flow and includes principal paydown, appreciation, and depreciation.

Number of Rentals

Market Value per Unit ($)

Monthly Rent per Unit ($)

Monthly Expenses per Unit ($) (PITI+HOA)

Appreciation (%/yr)

Principal Paydown ($/yr/unit)

Depreciation ($/yr/unit)

Tax Rate (% for W‑2 comparison)

Defaults are conservative. Adjust to your market and financing.

Cash Flow / yr

Principal Paydown / yr

Appreciation / yr

Depreciation Shield

Total Annual Wealth Gain

Progress toward $100,000

W‑2 Salary Equivalent

This tool is for educational estimates only and is not tax or investment advice. Appreciation and expenses vary by market. Consult your advisors.

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How we calculate this